ECT Act

1. AGREEMENT REQUIRED BY THE ELECTRONIC COMMUNICATIONS AND TRANSACTIONS (ECT) ACT 25 OF 2002

1.1. No data message (as defined in the Electronic Communications and Transactions Act 25 of 2002), including an e-mail, SMS and recorded voice message, sent by the Employee to Imperial Bank shall amend this agreement or the rights and duties of the parties in any manner, unless such a data message is reduced to paper and signed by the parties;

1.2. Data messages (as defined above) sent by the Employee to Imperial Bank shall be deemed to be received by Imperial Bank only when Imperial Bank responds thereto, and for the purposes of this clause an auto-response shall not be a response by Imperial Bank;

1.3. Legal notices and/or disclaimers linked to, accessible from or attached to a data message (as defined above) sent by Imperial Bank to the Employee shall be deemed part of this agreement and shall override and replace any such notices and disclaimers linked to, accessible from or attached to any data messages sent by the Employee in a return message.

1.4. No alteration, cancellation, variation of, or addition hereto shall be of any force or effect unless reduced to writing and signed by all parties to this agreement or their duly authorised representatives.

1.5. This document contains the entire agreement between the parties and no party shall be bound by any undertakings, representations, warranties, promises or the like not recorded herein.

1.6. No indulgence, leniency or extension of time which any party (the Grantor) may grant or show to any other party, shall in any way prejudice the Grantor or preclude the Grantor from exercising any of its rights in the future.

1.7. The law of South Africa and the jurisdiction of the South African courts shall govern this agreement.